CloudFin Labs
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Field notes from the CFO seat.

Fundraising8 min read

What US investors actually want from a UK Series A model

ARR cohorts, NRR, magic number, and the metrics that get lost in translation when you cross the Atlantic.

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Tax11 min read

The R&D credit playbook for UK ↔ US companies

Claim HMRC R&D in the UK, file Section 174 cleanly in the US, and stop leaving money on the table.

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Operations6 min read

Your first US hire as a UK startup: PEO, EOR, or entity?

A decision tree for under-25-headcount UK companies hiring in the United States.

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Strategy9 min read

Why fractional CFOs win at Series A and lose at Series C

When to keep your fractional team, when to upgrade, and how to hand off without breaking the close.

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Treasury7 min read

FX hedging without a treasurer

Practical multi-currency treasury for companies that can't justify a full-time hire, yet.

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M&A10 min read

Quality of Earnings, demystified

What a QoE report really looks for, and the five things to clean up before you start a process.

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FP&A9 min read

The 13-week cash forecast every founder should build first

A practical 13-week cash flow forecast template for early-stage SaaS, fintech, and consumer startups in the US and UK.

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SaaS Metrics12 min read

The SaaS metrics dictionary: how UK and US investors define ARR, NRR, and CAC differently

A side-by-side reference for SaaS founders: how London VCs and US growth investors actually calculate ARR, NRR, GRR, CAC payback, and Rule of 40.

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Structure10 min read

The Delaware C-corp flip for UK startups: when, how, and what it costs

A founder's guide to flipping a UK Ltd into a Delaware C-corp parent — timing, tax, EMI options, and the mistakes that destroy value.

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Reporting8 min read

The monthly board pack template that VCs actually read

A one-hour-to-build, fifteen-minute-to-read board pack format for venture-backed founders — designed by operators who sit on both sides of the table.

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